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PSB Rate Sheet
last updated on 1/24/2012 8:42:31 AM |
Account Type
|
Min. Balance
|
Quarterly Interest Rate
|
Semi Interest Rate
|
Annual Percentage Yield
|
|
IRA
|
|
1.50
|
|
1.51
|
|
IRA TCD Rate
|
$0-$24,999
|
0.00
|
|
|
|
IRA TCD Rate
|
$25,000-$99,999
|
0.10
|
|
|
|
IRA TCD Rate
|
$100,000 plus
|
0.25
|
|
|
|
TCD's 06 months
|
$1,000
|
0.40
|
0.40
|
0.40
|
|
TCD's 09 months
|
$1,000
|
0.55
|
0.55
|
0.55
|
|
TCD's 12 months
|
$1,000
|
0.70
|
0.70
|
0.70
|
|
TCD's 18 months
|
$1,000
|
0.80
|
0.80
|
0.80
|
|
TCD's 24 months
|
$1,000
|
0.95
|
0.95
|
0.95
|
|
TCD's 30 months
|
$1,000
|
1.05
|
1.05
|
1.05
|
|
TCD's 48 months
|
$1,000
|
1.44
|
1.44
|
1.45
|
|
TCD's 60 months
|
$1,000
|
1.69
|
1.69
|
1.70
|
|
TCD's 06 months
|
$10,000
|
0.55
|
0.55
|
0.55
|
|
TCD's 09 months
|
$10,000
|
0.70
|
0.70
|
0.70
|
|
TCD's 12 months
|
$10,000
|
0.85
|
0.85
|
0.85
|
|
TCD's 18 months
|
$10,000
|
0.95
|
0.95
|
0.95
|
|
TCD's 24 months
|
$10,000
|
1.10
|
1.10
|
1.10
|
|
TCD's 30 months
|
$10,000
|
1.19
|
1.20
|
1.20
|
|
TCD's 36 months
|
$10,000
|
1.34
|
1.35
|
1.35
|
|
TCD's 48 months
|
$10,000
|
1.59
|
1.59
|
1.60
|
|
TCD's 60 months
|
$10,001
|
1.84
|
1.84
|
1.85
|
|
36 mo. one time bump-up rate
|
|
1.19
|
1.20
|
1.20
|
|
60 mo. one time bump-up rate
|
|
1.59
|
1.59
|
1.60
|
Penalty for early withdrawal:
6-9 months term penalty equals 3 months accrued interest on the amount withdrawn.
12 thru 24 months term penalty equal 6 months accrued interest on the amount withdrawn.
30 thru 60 months term penalty equal 15 months accrued interest on the amount withdrawn.
* Super Now
last updated on 1/24/2012 8:41:19 AM |
Tier
|
Available Balance
|
Quarterly Interest Rate
|
Annual Percentage Yield
|
|
Tier 1
|
$800
|
0.10
|
0.10
|
|
Tier 2
|
$2,500
|
0.10
|
0.10
|
|
Tier 3
|
$5,000
|
0.15
|
0.15
|
|
Tier 4
|
$10,000
|
0.15
|
0.15
|
* Variable Savings
last updated on 1/24/2012 8:41:34 AM |
Tier
|
Daily Available Balance
|
Quarterly Interest Rate
|
Annual Percentage Yield
|
|
Tier 1
|
$1
|
0.10
|
0.10
|
|
Tier 2
|
$10,000
|
0.15
|
0.15
|
|
Tier 3
|
$20,000
|
0.20
|
0.20
|
|
Tier 4
|
$50,000
|
0.25
|
0.25
|
* Freedom Account
last updated on 1/24/2012 8:41:00 AM |
Tier
|
Daily Available Balance
|
Quarterly Interest Rate
|
Annual Percentage Yield
|
|
Tier 1
|
$5,000
|
0.20
|
0.20
|
|
Tier 2
|
$20,000
|
0.40
|
0.40
|
|
Tier 3
|
$50,000
|
0.60
|
0.60
|
*Variable
Rate accounts may have a rate change after the account is opened. Fees could reduce earnings.
*Freedom
Account- A variable rate interest bearing
checking account with a $5,000.00 minumum balance is
required. You may make a combination of 5 transfers/checks/debits
per statement cycle.
*Super
Now, Variable Savings, and Freedom Accounts interest
is compounded monthly.
Rates
are subject to change at any time without notice.
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