328 Main St. Elma, IA 50628
Phone: 641-393-2301
Toll Free 800-568-4210

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PSB Rate Sheet
last updated on 7/27/2010 7:59:50 AM
Account Type
Min. Balance
Quarterly Interest Rate
Semi Interest Rate
Annual Percentage Yield
IRA 2.23 2.25
IRA TCD Rate $0-$24,999 0.00
IRA TCD Rate $25,000-$99,999 0.10
IRA TCD Rate $100,000 plus 0.25
TCD's 06 months $1,000 0.75 0.75 0.75
TCD's 09 months $1,000 0.85 0.85 0.85
TCD's 12 months $1,000 1.00 1.00 1.00
TCD's 18 months $1,000 1.10 1.10 1.10
TCD's 24 months $1,000 1.29 1.30 1.30
TCD's 30 months $1,000 1.44 1.44 1.45
TCD's 36 months $1,000 1.84 1.84 1.85
TCD's 48 months $1,000 2.18 2.19 2.20
TCD's 60 months $1,000 2.48 2.48 2.50
TCD's 06 months $10,000 1.00 1.00 1.00
TCD's 09 months $10,000 1.10 1.10 1.10
TCD's 12 months $10,000 1.24 1.25 1.25
TCD's 18 months $10,000 1.34 1.35 1.35
TCD's 24 months $10,000 1.54 1.54 1.55
TCD's 30 months $10,000 1.69 1.69 1.70
TCD's 36 months $10,000 2.08 2.09 2.10
TCD's 48 months $10,000 2.43 2.44 2.45
TCD's 60 months $10,000 2.72 2.73 2.75
36 mo. one time bump-up rate 1.99 1.99 2.00
60 mo. one time bump-up rate 2.48 2.48 2.50

Penalty for early withdrawal:
6-9 months term penalty equals 3 months accrued interest on the amount withdrawn.
12 thru 24 months term penalty equal 6 months accrued interest on the amount withdrawn.
30 thru 60 months term penalty equal 15 months accrued interest on the amount withdrawn.

* Super Now
last updated on 7/27/2010 7:59:17 AM
Tier
Average Available Balance
Quarterly Interest Rate
Annual Percentage Yield
Tier 1 $800 0.10 0.10
Tier 2 $2,500 0.10 0.10
Tier 3 $5,000 0.15 0.15
Tier 4 $10,000 0.15 0.15

* Variable Savings
last updated on 7/27/2010 7:59:31 AM
Tier
Daily Available Balance
Quarterly Interest Rate
Annual Percentage Yield
Tier 1 $1 0.10 0.10
Tier 2 $10,000 0.15 0.15
Tier 3 $20,000 0.20 0.20
Tier 4 $50,000 0.25 0.25

* Freedom Account
last updated on 7/27/2010 7:58:48 AM
Tier
Daily Available Balance
Quarterly Interest Rate
Annual Percentage Yield
Tier 1 $5,000 0.25 0.25
Tier 2 $20,000 0.50 0.50
Tier 3 $50,000 0.75 0.75

*Variable Rate accounts may have a rate change after the account is opened. Fees could reduce earnings.

*Freedom Account- A variable rate interest bearing checking account with a $5,000.00 minumum balance is required. You may make a combination of 5 transfers/checks/debits per statement cycle.

*Super Now, Variable Savings, and Freedom Accounts interest is compounded monthly.

Rates are subject to change at any time without notice.

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Peoples Savings Bank
328 Main St. Elma, IA 50628
Phone: 641-393-2301 or Toll Free: 1-800-568-4210

24 Hour-A-Day Voice Access Line
Local 641-393-2750
Toll Free: 1-877-540-7444
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