Grant Funds Available towards Home Ownership

The Home$tart program provides eligible applicants with up to a $5,000 grant and the Home$tart Plus participants receive up to $10,000.  Grant funds can be used for the down payment or closing costs, or to rehabilitate a new residence.

General guidelines for the program are as follows:

  • All eligible households that are First-Time Homebuyers (as defined by FHLB) must complete a Financial Literacy Program prior to closing. 
  • Income limitations apply. Can earn up to 80 percent of area median income for the location of the residence being purchased. 
  • Funds are made available to on a first-come, first-served basis, subject to availability.


Other requirements apply, so please contact us for details.