Deposit Rates

* Variable Savings (savings account)
last updated on 10/17/2017  7:58 AM
Tier Available Balance Interest RateAnnual Percentage Yield
Tier 1$1.000.100.10
Tier 2$10,0000.150.15
Tier 3$20,0000.200.20
Tier 4$50,0000.250.25

* Super Now  (interest bearing checking account)
last updated on 10/17/2017 7:58 AM
TierAverage Available Balance Interest RateAnnual Percentage Yield
Tier 1$1,5000.050.05
Tier 2$10,0000.050.05
Tier 3$20,0000.050.05
Tier 4$50,0000.100.10

* Business with Interest  (interest bearing checking account)
last updated on 10/17/2017 7:58 AM
TierAverage Available Balance Interest RateAnnual Percentage Yield
Tier 1$1,5000.050.05
Tier 2$10,0000.050.05
Tier 3$20,0000.050.05
Tier 4$50,0000.100.10

* Freedom Account  (interest bearing checking account)
You may have 5 debits from this account per statement cycle. There is a $5 debit item fee for each debit over all the allowed 5. There is a $5 base charge fee if balance is less than $5000.
last updated on 10/17/2017 7:58 AM

TierAvailable Balance Interest RateAnnual Percentage Yield
Tier 1$5,0000.250.25
Tier 2$20,0000.400.40
Tier 3$50,0000.600.60

*Accounts may have a rate change after the account is opened. Fees could reduce earnings. Interest is compounded monthly.

** Time Certificates of Deposit (TCD)
last updated on 10/17/2017 7:58 AM
TermMinimum BalanceQuarterly Interest RateSemi-Annual Interest RateAnnual Percentage Yield
06 Months
$1,0000.550.550.55
09 Months
$1,0000.600.600.60
12 Months
$1,0000.700.700.70
18 Months
$1,0000.750.750.75
24 Months
$1,0000.800.800.80
30 Months$1,0000.950.950.95
36 Months
$1,0001.201.201.20
48 Months
$1,0001.491.491.50
60 Months
$1,0001.741.741.75
TermMinimum BalanceQuarterly Interest RateSemi-Annual Interest RateAnnual Percentage Yield
06 Months
$10,0000.650.650.65
09 Months
$10,0000.700.700.70
12 Months
$10,0000.800.800.80
18 Months
$10,0000.850.850.85
24 Months
$10,0001.001.001.00
30 Months$10,0001.201.201.20
36 Months
$10,0001.441.451.45
48 Months
$10,0001.741.751.75
60 Months
$10,0001.991.992.00
TermMinimum BalanceQuarterly Interest RateSemi-Annual Interest RateAnnual Percentage Yield
36 month one time bump up rate
 $10,0001.241.251.25
60 month one time bump up rate
 $10,0001.741.741.75

**Penalty for early withdrawal:

  • 6-9 months TCD term - penalty equals 3 months accrued interest on the amount withdrawn.
  • 12 thru 24 months TCD term - penalty equal 6 months accrued interest on the amount withdrawn.
  • 30 thru 60 months TCD term - penalty equal 15 months accrued interest on the amount withdrawn.

**Rates may change weekly.

Variable IRA
last updated on 10/17/2017 7:58 AM
 IRA BalanceQuarterly Interest RateAnnual Percentage Yield
Variable IRA***
 1.351.35
IRA TCD Rate
$0-$99,999Current TCD rate (for chosen term)
 
IRA TCD Rate
$100,000 plus
0.10% (over the chosen term)
 

*** Rates may change quarterly.