Deposit Rates

* Variable Savings (savings account)
last updated on 03/19/2019  7:58 AM
Tier Interest RateAnnual Percentage Yield
Tier 10.100.10
Tier 20.250.25
Tier 30.300.30
Tier 40.400.40

* Super Now  (interest bearing checking account)
last updated on 03/19/2019 7:58 AM
TierAverage Available Balance Interest RateAnnual Percentage Yield
Tier 1$1,5000.050.05
Tier 2$10,0000.100.10
Tier 3$20,0000.150.15
Tier 4$50,0000.250.25

* Business with Interest  (interest bearing checking account)
last updated on 03/19/2019 7:58 AM
TierAverage Available Balance Interest RateAnnual Percentage Yield
Tier 1$1,5000.050.05
Tier 2$10,0000.100.10
Tier 3$20,0000.150.15
Tier 4$50,0000.250.25

* Freedom Account  (interest bearing checking account)
You may have 5 debits from this account per statement cycle. There is a $5 debit item fee for each debit over all the allowed 5. There is a $5 base charge fee if balance is less than $5000.
last updated on 03/19/2019 7:58 AM

TierAvailable Balance Interest RateAnnual Percentage Yield
Tier 1$5,0000.500.50
Tier 2$20,0001.001.00
Tier 3$50,0001.701.70

*Premium Freedom Account  (Earn a higher interest rate while having the flexibility to withdraw!)
$50,000 is minimum balance to open account.  You may have 2 debits from this account per statement cycle. There is a $20 debit item fee for each debit over all the allowed 2. If your daily balance is less than $50,000 on any day, a $20 service charge will be imposed during that statement cycle.
last updated on 03/19/2019 7:58 AM

Available Balance Interest RateAnnual Percentage Yield
$0-$49,999.990.500.50
$50,000-$99,999.991.701.71
$100,000-$249,999.992.102.12
$250,000-$499,999.992.402.43
$500,000-$999,999.992.52.53
$1,000,000.00 +2.602.63

*Accounts may have a rate change after the account is opened. Fees could reduce earnings. Interest is compounded monthly.

** Time Certificates of Deposit (TCD)
last updated on 03/19/2019  7:58 AM
TermMinimum BalanceQuarterly Interest RateSemi-Annual Interest RateAnnual Percentage Yield
06 Months
$1,0001.241.251.25
09 Months
$1,0001.391.391.40
12 Months
$1,0001.991.992.00
18 Months
$1,0001.991.992.00
24 Months
$1,0002.082.092.10
30 Months$1,0002.082.092.10
36 Months
$1,0002.132.142.15
48 Months
$1,0002.282.292.30
60 Months
$1,0002.482.482.50
TermMinimum BalanceQuarterly Interest RateSemi-Annual Interest RateAnnual Percentage Yield
06 Months
$10,0001.491.491.50
09 Months
$10,0001.641.641.65
12 Months
$10,0002.232.242.25
18 Months
$10,0002.232.242.25
24 Months
$10,0002.332.342.35
30 Months$10,0002.332.342.35
36 Months
$10,0002.382.392.40
48 Months$10,0002.532.532.55
60 Months$10,0002.722.732.75
36 Month ONE TIME BUMP-UP RATE2.132.142.15
60 Month ONE TIME BUMP-UP RATE2.482.482.50
PENALTY FOR EARLY WITHDRAWL.